What You Need to Know When Shopping for a Car Cover

What You Need to Know When Shopping for a Car Cover

If you store your vehicle outside, for any period of time, you should consider getting a good quality car cover to protect it from the elements. The right cover can protect your car from UV rays, dirt or just from people and animals walking by it. Use these tips to help you find the right cover for your car.

The material that the cover is made from is important also. It needs to be breathable, if the cover holds in moisture it will have dire consequences on your paint. The cover is not supposed to be waterproof, it should, however, dry out quickly after a rain, so that the rain spots are minimal on the paint finish.

Before you place the perfect cover that you have found on your car, make sure it is clean. A dirty car will be scratched and scuffed no matter what quality cover you put on it. However, having a clean car to start with will help to ensure a well-protected car through the long months in storage.

If purchase price is not an issue, then it be might be wise to consider a custom-made car cover. This will ensure that the cover doesn't blow away in a strong wind, will have elastic in all the right spots, can have extra layers of protection built in. The custom cover can even be made in a color to match your car or with some custom embroidery that is just for you.

While looking for a car cover for your vehicle, keep in mind that quality is a factor in this purchase. The better the quality, the better the cover will protect your investment. Look for a cover that is made specifically for your type of car. Many car cover manufacturers offer a variety of pre-made covers for most types of cars. The cover does not need to be custom made for your vehicle, just made for your specific kind of car.

About the author:

John Mancini has been writing about car covers online and offline for a long time. Visit http://carcoverscenter.com or http://carcoversinfo.com to read more about matters like car seat covers and car covers.

Written by: John Mancini

Virtual Credit Cards For Safer Online Shopping

Virtual Credit Cards For Safer Online Shopping

If you are looking for safer online shopping you may want to consider a virtual credit card. It takes away a lot of the risk of personal information and credit card numbers falling into the hands of thieves.

A virtual credit card offers you the option of shopping online with a disposable credit card number that are single-use credit card numbers, which expire within one or two months.

The security benefit of using a virtual credit card for online shopping is your normal bank account is not affected if an online scam artist happens to get your account number.

There's no value to hackers because you use a different, random card number every time you shop online. A virtual credit card number is only good on the Web site where you made your purchase.

With identity theft and email phising scams rising at an alarming level it's a good way to keep your sensitive information private. Even if a scammer does somehow acquire your virtual credit card number, the disposable credit card number expires quickly so it's not an ideal target for them.

The major credit card companies all offer prepaid virtual credit cards and the amount is limited to how much you apply to the card. You are protected just like a regular credit card if they are lost or stolen.

MasterCard calls them MasterCard gift cards and Visa calls them virtual Visa gift cards. You can use them anywhere MasterCard and Visa are accepted.

There are some instances when paying with a virtual credit card won't work. You can't pick up theater tickets; confirm airline, hotel or rental car reservations with a virtual credit card. These credit card numbers don't exist off the Web so they don't work for these things.

But if you are using the disposable credit card numbers for buying products online the security benefits are well worth it. If you are looking for safer online shopping consider a virtual credit card.


Copyright © 2005 Spyware Information.com All Rights Reserved.
About the Author

This article is provided by http://www.spyware-information.com where you will find free spyware cleaners, downloads, removal software, computer firewalls and valuable tips. For regularly updated articles about adware, spyware and protection from identity theft go to http://spyware-information.com/articles_1.html

Written by: Gary Gresham

Shopping Carts - Online Shopping Cart

Shopping Carts - Online Shopping Cart

Online Shopping Carts have become more dynamic and effective over the years. However, there are some that suffer from poor functionality, compatibility, and effectiveness.

There are sources of information on cart programs, but this will break it down for you so you absolutely choose the right one. Once you install a cart program into your website, it can be complicated and time consuming to switch it later.

If you can allow me to be "basic" here for a minute: A shopping cart program is installed on a secure server to work within your website or connected to your website using a secure link. The online cart will allow customers to choose products that they wish to buy. Once the customer is ready to "Check Out" and buy, the cart then sends the information to your merchant and processor, so the payment can be processed. Having an online Internet cart that is compatible with processors such as Versign or whoever you choose to process your credit card orders is vital.

Things to consider with online shopping carts:

The compatibility

Do you want to offer an affiliate program, so other sites can send traffic to your website and you can pay them a commission? Not every shopping cart can handle that integration. You don't want an online cart installed and "put live", only to realize later that it does not integrate with your favorite affiliate software program.

Online credit card processors must be compatible to your cart software. If you stick with the top companies, this should not be a problem - but you must ask: "Is your cart program compatible with xxxx processor?"

Who are their other customers?

Most established cart software companies will have a list of sample customers. This is very helpful in your decision making for several reasons.

One: you want to see how the cart functions "live". Do you like the look of the screens (you can usually change the colors to suit your site), the speed - although that depends on the server, graphics, scripts and other things that may be slowing the site down, separate from the cart.

Two: Seeing the customer sites that use the online cart can also tell you how successful the cart company is. You want to try to make sure this company has enough clients. It is very important that this company is established, successful and has a track record. This is a major integration and you don't want to have to do this all over again. If the cart program company goes out of business for any reason, you'll have to do the whole thing over!

See a demo

You want to be the customer when viewing an online demo of the cart. You also want to see how easy it is to log in, make changes, add products, download orders and get reports. Never purchase a cart without seeing it live.

Features

Do you get an email when an order is placed? Does the customer get a timely email? Can it be integrated with UPS or other shipping companies? Does it allow for state-by-state sales tax? Make a list of things you would need.

Live support

Most companies have email support and that is good, but "live support", especially in the first 30 or 60 days is very important. Most established shopping cart companies will install the cart software for you and test it. Before or after the installation, website owners will need assistance. Even the most experienced webmasters incur issues and being able to reach someone in those times of need is very helpful. It is a deal maker or breaker for me. I want human beings!

Price

Always a factor, right? Well, don't let it be too big a factor here. Price is more of a concern when it includes monthly fees. Some companies will offer a cheaper sign up, but have monthly charges like a hosting company. I try to avoid these arrangements. I'd rather pay $400 and it's mine, than $100 set up and $25 or $50 a month. It is almost always better to buy the cart outright. I'd also rather pay a little more, knowing some of that money is going towards support staff and upgrades.

Upgrades and enhancements

Are they free? Does the cart license allow you to use it for other domains?

Like I said earlier, the choices have never been broader, but choices can bring confusion. The good part is almost all of the online cart programs have demos that you can play with and you'll know the right one for you. Don't be cheap and make sure you can call someone when you have problems.

Best of luck to you with your online business!

Runawebbusiness.com
About the Author

Nick Hunter is a marketing specialist and the President of American Investment Training (AIT). He also writes for www.runawebbusiness.com - a website dedicated to operating an Internet business.

Written by: Nick Hunter

Five Step ITo A Successful Online Shopping Business..

Five Step ITo A Successful Online Shopping Business..

Before you set out to explore the online shopping market you should do some planning, take a piece of paper and pen and write down the steps that will help to bring in traffic to your website.

And once they have visited you must have something to entice them to remain and do some shopping, in our website: www.shopshopshop.org We try to mix our affiliate, we have some highly recognizable name and some not so well known.

One frequent complain we get is the cost of shipping, people are willing to pay for convenience but they do not want to pay for shipping, so we use the free shipping banners when available.

And the great savings the affiliates are offering, this is a lure to catch their attention, after all when people are saving money and are provided with theconvenience of shopping from the comfort of their home they are happy.

Step (1). Mix your affiliates you want some well known names, but remember the well known retailer pay the lowest commissions and are the most demanding.

Don’t settle for the first affiliates that accepts you, you may start with a few, but if you build your site right some of the affiliates that turn you down will revisit your site and approve you.

Make sure to keep good records, and stay on top of the affiliate emails to be able to use the incentives they provide to induce people into buying the products your affiliates are offering.

Develop a program where shoppers will provide their email address so that you can inform them of future promotions and savings available to them.

(2). Links are a way to have search engines give your site a high ranking, reciprocal link exchange are a good way to get started , many businesses are in the same position you are in and are looking to link to somebody.

The more links you have leading to your site the better the search engine will rank you. You may choose to pay for links and here again make sure they are giving you good companies to link with.

If you a have a family oriented business you don’t want to be link to an adult site. You want sites that related your business or are complimentary.

A example would be if you have a site that sells only clothing you would like to link with a site that sells jewelry or footwear.

(3). Keywords: key words play a crucial role in your internet business, people must be able to find you. Keywords are what people search for on search engines.

People who have never heard of your company are not going to look for youby name but they go on the search engine and type in keywords to be let to a site that matches the keywords provided.

If the keywords type in relate to the keywords on your site then you will getcustomer to come and visit your site, and hopefully buy something.

You will want to have as many combination of keywords as possible in order to drive web traffic to your site, Make sure you have the most popular search terms and use as many as possible.

Keywords is the key to traffic and traffic the key to sales, when your web page comes up near the top ten in response to a searches on searche engines , your traffic will increase and so will your sales.

(4). Contacts: everybody knows somebody so start using the those contacts to promote your business, but do so in a tactful manner so that people are not turn off by your aggressiveness.

Giving somebody a business card and asking them to checkout your website might be a very soft sell that might lead to conversation about your business and help you gain a potential customer.

Just think of all the people that you come in contact with on a daily basis, by themselves it will not be enough to make a fortune but added to the other marketing results it could make your business venture a profitable one.

(5). Incentives: Offer businesses incentives to continuously use your site for their purchases, businesses expend thousands of dollars every month on office products and other essential items for their businesses but get nothing in return, so offer them some kind of rebate or free items for purchasing through your site.

Offering a free gift for individual is also a good policy but make sure that it is contingent on purchases being made so that you don’t attract all the freeloaders.

Everybody shops the question is where? Your job is to make sure they do it on your site. Or preferably at www.shopshopshop.org

About the Author

Linda Quinones has been active in promoting her own site while helping others to succeed in the Internet marketing field. Previously she was involved the financial sector for several years. Her website is: http://www.shopshopshop.org



Written by: Linda Qunones

Holiday Shopping On eBay

Holiday Shopping On eBay

Whether we like it or not, the holiday season has become the shopping season. But there is a way to remove the traffic and hassles from your holiday gift buying -- eBay. Shop in the comfort of your own home, and have fun in the process.

Perfect Gifts

If you know the kinds of things your friends and family like, then eBay's categories are ideal places to get ideas. And then a few clicks later, you're shopping -- at bargain basement prices.

eBay offers a cool way to come up with gift ideas. Think of a recent item that your gift recipient bought for themselves. Type it into eBay's search box and see which category it's in, then click the link to look at everything in that category. You'll immediately have a huge list of things that they would probably love to have. If you know the recipient well, you should have no trouble sorting through the suggestions to find a special and unique gift.

Let History Be Your Guide

You have an extra tool available when the people you're buying for are eBay users. If you know their eBay usernames, you can look at what they've been buying to see the kinds of things they may want.

First, click Advanced Search on the main page, then Find A Member on the left-hand menu to see an eBay user's history. Type in the username and you'll get their user page, which lists the item numbers of everything they have bought. Choose an item number and paste it into the eBay search box to find out what the item was. Voila! You have a nearly foolproof list of ideal gifts for that person on your shopping list.

Avoid Last-Minute Shopping

Don't be tempted to use eBay for your last-minute holiday shopping, though. The prices will be high, and items might not reach you in time.

Every year there's a toy every child wants and all the stores sell out. Suddenly the toy appears on eBay -- at a premium. Holiday shoppers have to pay many times the gift's value, and still don't receive it in time for the big day. Don't get caught in this snare.

'Tis The Season

The holiday season is peak time at eBay because millions of people are shopping there. A good percentage of them are inexperienced eBay shoppers, who drive up prices far above normal. Try not to end up paying too much for an item just because it's the last one you could receive in time, or because everyone else is bidding high. Know when to cut your losses, stop bidding, and just go buy something from the local store.

Keep It Jolly

eBay works best when it's not taken too seriously. Treat it like a game, and you won't be too disappointed if you lose. It can feel somewhat like gambling, but when that really rare gift for that special someone arrives on your doorstep just in time for Christmas, it all becomes worth it.



About the author:

Visit Shop Ebay to learn more. Ron King is a full-time researcher, writer, and web developer, visit his website at Website

Copyright 2005 Ron King. This article may be reprinted if the resource box is left intact and the links live.

Written by: Ron King

Choosing the Right Online Shopping Cart

Choosing the Right Online Shopping Cart

Are you a website owner or a web designer/developer? If either applies, I would venture to say that eventually you'll need an online shopping cart for one of your websites. In fact, almost all new websites today need some sort of ecommerce built-in, for the purpose of selling goods and services in the online marketplace.

The greatest challenge is to find the perfect ecommerce shopping cart solution for yourself and/or your client. This task can be very overwhelming, considering, if you type 'shopping cart' into Google.com, this search alone returns over 14.4 million hits! Most of us don't have the time to sift through more than a few pages of a search engine to find what we're looking for.

For the last 3 months, much of my time has been devoted to researching as much shopping cart technology as I could get my hands on. In general, shopping cart software ranges in price from free to over $2000 for a single license and web hosted carts range from $5 to hundreds of dollars per month. The studied carts cover the spectrum of all web programming languages (ASP, ASP.NET, Cold Fusion, Flash, Java, JavaScript & Perl shopping carts) and provide limitless features as a whole. The problem is that locating YOUR perfect cart with YOUR specific features can be a big task.

But no fear, just follow this guaranteed step-by-step guide to locate it:

The Top 10 Steps to Finding the Best Online Shopping Cart

Cost

How much money do you have to spend on an internet shopping cart? The nice advantage is that there are shopping carts with hundreds of features and they don't cost you a dime. They are generally open source products. The only problem is that these same "free shopping carts" can take hours of installation time and be fairly difficult to configure. For a monthly fee, web hosting shopping carts are made for users with little programming experience and allows them to have an online storefront presence in no time.

Hosting vs. Software

There are two options in selecting your overall shopping cart solution. Either you get shopping cart software, download it, install it on your web server, then configure the shopping cart OR you get an online storefront (aka a hosted shopping cart) where the configuration is very basic and the required setup time is minimal. If you have some programming skills, I recommend buying a script and installing it on your own. The nice thing is that you pay a one-time fee for shopping cart software and the license is good for a lifetime. It's approximately the same price to have a hosted solution for a year compared to most one time shopping cart license fees.

Supported Gateways

What do I mean by gateways? Gateways give shopping carts the ability to connect and securely process credit card orders in real-time. Not all shopping carts are created equal. Make sure that your client's merchant account is supported by the cart you select. I have found that almost all carts support the larger online payment processing companies, such as Authorize.net, PayPal and Verisign.

Shipping Options

Will you be shipping physical products? If so, there are shopping carts that have built-in real-time shipping options through DHL, UPS And USPS. Often times, the cart gives the user the ability to view tracking orders and order status all from within your secure shopping cart web interface. Also, there are shopping carts with options to ship digital goods as well (files, programs, pictures, music and others).

Technical Support

What kind of technical support does your shopping cart offer? If you choose to purchase a script, be sure to also subscribe to the shopping cart creator's newsletter, so that you can stay on top of future updates to the software. Be aware that technical support is generally available on a pay-per-incident basis, as a yearly fee or in the rare case, free. Be sure to know what kind of customer support guarantee the shopping cart comes with.

Security

Please, only buy a shopping cart if it supports SSL (secure socket layer), with 128-bit encryption. As an online storefront, remember that you are responsible for the safe transfer of sensitive information (credit card and bank account information) that is processed through your store. If any of the sensitive information is accessible (stolen) from your website, you could be liable. Be sure that you're purchasing a secure shopping cart solution. Ask the creator's of the shopping cart what they do specifically to protect the secure transfer of sensitive information.

Style Compatibility

Can you customize your shopping cart to look like your website? There needs to be a seamless transition between your website and your shopping storefront or your customers might get hesitant in purchasing your products. There should be similar colors and style layout to look professional and believable.

Extra Features

I just wanted to mention some of the other features that I have discovered, which might be a critical point in determining the shopping cart you want.

Affiliate Program - Offer your own customized affiliate program through your shopping cart software. Quickbooks Integration - Many carts allow direct integration with Quickbooks.

Newsletter & Mailing Letter Managers - The ability to stay in touch with your current customers and keep them returning to your online store.

Custom Taxing Options - Create taxable or tax-free products and have the ability to add various global tax options at checkout.

World Languages & Currencies - Shopping cart language translation and support for world currency might be a necessary feature for your cart.

Error Free

You mean shopping carts can have errors? Of course. A private UK-based web testing firm found the following, after studying a large group of UK online shopping carts for a period of one month (24/7):"The majority of UK web sites are guilty of leaving e-consumers stranded at the checkout empty handed, once they have already spent valuable time browsing and selecting goods to purchase. This is due to erratic functionality within shopping carts, at a critical step in the online purchasing process."

"E-consumers are prevented from making purchases on UK web sites for 9 hours and 30 minutes a month on average, (115 hours a year)." "80 per cent of web sites perform inconsistently with widely varying response times, timeouts and errors - leaving consumers at best wondering what to do next and at worst unable to complete their purchase successfully. This is potentially costing e-retailers millions in lost sales from consumer frustrations." (http://www.scivisum.co.uk/report/ecommerce/)

Be sure to see what other users are saying about a shopping cart that you might be interested in purchasing. Any shopping cart errors could cost you thousands of dollars in sales. Get a stable and secure cart.

Shopping Cart Directory

The following is a link containing a directory of shopping carts that are categorized according to each of the above-stated steps. Make shopping for shopping carts a breeze!

Shopping Cart Directory

If you have any questions or comments about this article, please contact the author.

Evan Stevens (http://www.evanstevens.com) is a professional web developer. This article reviews ecommerce online shopping carts.

Written by: Evan Stevens

Benefits of shopping jewelry online

Benefits of shopping jewelry online

Time has changed completely, gone are the days when you spend hours locating your kind of jewelries in different malls and stores that costs you more than you actually spend on the jewel. Now, the same quality and varieties are available in just a click of the mouse i.e. internet that has revolutionized the way of shopping.

Nowadays, the wholesale internet shopping market has widen and reached to its heights. It provides a hassle free and enjoyable experience for shoppers who get their kinds of goods at rather economical range. So, internet has becoming a great source of fine and beautiful jewels to serve the purpose of buyers ultimately.

The benefits of shopping from internet is not only limited to cost saving and time saving factors but it is also a convenient mode that carries different attractive offers and discounts that is quite important while shopping for a jewelry. Moreover, some sites on internet are selling jewelries for general public and for dealers that increases the choice for buyers to look out for best deal. Not only this, you may also get some of the rare gems and jewelries on the sites that are generally difficult in stores.

Having reach to the world wide gem stores and manufacturers, internet shopping brings you different kinds and types of jewels and gems at one place. It is only place, where you can get glorious from different shades of Indian rubies to brilliant emeralds of Brazil thus it is a whole world in itself. These sites also have a team of experienced gemologists and experts, who value the jewel at the correct prices on the basis of their actual worth. They also undertake the work of providing useful and necessary information related to jewels and their precautions to buyers that enhance the confidence and trust of buyers towards the sites. Therefore, shopping from internet is becoming really popular.

If, you are planning to gift someone, internet provides you really cool gift items that are not only classy but economical too. You can everything from an inexpensive pair of earrings to a costly set in diamond, internet features something for everyone. Even if you don't like the gift, order your preferred gift with your ideas that will surely find it somehow and deliver it you shortly as they have got a wide access. Besides, it also has the facility to deliver the goods anywhere no matter where you are so; it has connectivity from one corner of the world to another corner.

For more information on cheap jewelry or buy jewelry online visit http://www.glimmerrocks.com

About the author:

Author is a experienced online jewelry business expert.

Written by: Rachana Agarwal

Choosing an Ecommerce Shopping Cart

Choosing an Ecommerce Shopping Cart

Choosing an online shopping cart is a big decision. Unlike a traditional brick and mortar business, your website is your only chance to impress potential customers. It needs to project a professional image to capture the trust of your visitors. The shopping cart is a particularly important part of your website because it deals with people’s personal information and credit card numbers. People are nervous about online purchases and need to be assured that they are giving their credit card numbers to a reputable company.

There are several types of ecommerce shopping carts available. They range from merchant services, which require no programming skills, to fully integrated shopping carts that require custom programming. The three main categories of shopping carts are:

• Merchant services such as eBay and 2Checkout
  

• Hosted shopping cart services
  

• Fully integrated shopping carts
  

Merchant Services

Most shopping carts require you to have your own merchant account and gateway. A merchant account is a bank account that allows a business to conduct credit card transactions and the gateway allows the transaction to be conducted over a secure connection. It’s okay if you don’t have a merchant account or gateway. Merchant service shopping carts allow you to use their merchant account, gateway and shopping cart for a higher cost.

Merchant services are beneficial for very small businesses or those that are just starting and don’t have a lot of orders. Merchant services provide the merchant account, gateway, hosted shopping cart and will maintain your customer’s personal information. They usually require a set-up fee between 50 and 200 dollars, transaction fee between 30 and 75 cents, and 5% to 10% of each transaction. Because you are using their merchant account, your customer’s credit card statement will show the merchant services business name not yours. In some cases, customers will not recognize the charge and may dispute it.

Merchant service shopping carts have an administrative interface, which allows you to login to your account to add products, prices and shipping options. The shopping cart generates the html for the purchase buttons and you simply copy and paste the html into your web pages. When your customer clicks on the purchase button, he is taken to another website to enter the credit card information. This indicates to the customer that you are a small business. Some potential customers will abandon the shopping cart rather than enter their credit card information on a website they know nothing about.

Once your business grows to the point where you are processing over $1000 a month, it’s more cost effective to apply for your own merchant account and switch to either a hosted shopping cart (little or no programming) or a fully integrated shopping cart (programming required).

Hosted Shopping Cart

The hosted shopping cart is a great solution for a small business that is processing over $1000 a month but does not have the resources to create or customize a fully integrated shopping cart. Hosted shopping carts are similar to the merchant services because they provide an administrative interface for you to enter products, pricing and shipping options. They will generate the html for the purchase buttons, which can be copied and pasted into your html pages.

Hosted shopping carts face some of same problems as merchant service carts because your customers will be transferred to a different website to enter the credit card information. Some hosted shopping carts allow you to customize the shopping cart so that it has the same look and feel as your websites. Customizing your shopping cart may require some programming skills, but it could also prevent customers from abandoning their shopping carts.

The main difference between the merchant services shopping cart and the hosted shopping cart is the name that appears on the customer’s credit card and pricing. Hosted shopping carts allow you to use your own merchant account and gateway, which means the customer’s credit card statement will show your business name next to the charge. This can decrease your charge backs.

If you are using your own merchant account and conducting over $1000 of transitions each month, the hosted shopping carts can be less expensive than merchant services. Your merchant account will probably charge a monthly fee between 20 and 60 dollars, transaction fee between 10 and 50 cents, and a percentage of the transaction, usually ranging between 2% to 3.5%. In addition to the merchant fees, your shopping cart service will also charge a monthly fee between 10 and 30 dollars and could charge a transaction fee. These fees sound more expensive than the merchant service option, but if you are processing over $1000 a month and growing, it’s better to pay flat monthly fees than continue to be charged 5 to 10 percent of the each transaction.

Fully Integrated Shopping Carts

The fully integrated shopping cart is a great option for any business that can afford it. The shopping cart will be dynamic and will have the same look and feel as your website. The ZIP Baby Potty Training Store is a great example of a fully integrated shopping cart. Fully integrated shopping carts like this contain features that are not found in merchant service or hosted shopping carts. For example, you can discount items, display customer reviews, assign products to multiple categories, display out of stock notifications, sort products and prices, and display shipping estimates without requiring the customer to create an account.

Integrated shopping carts require advanced programming skills and can often be used with your own merchant account or with a service that allows you to use their merchant account for a higher fee. There are many integrated shopping carts available. Free carts require the most programming skills, but if you don’t have the programming skills necessary to customize a free shopping cart, there are many companies that specialize in customizing fully integrated shopping carts.

Your choice of a shopping cart can have a dramatic impact on your business. Your website is the first and only impression you get to make so you’ll want to make it as professional as possible. While shopping for a shopping cart system, put yourself in your target customer’s shoes and browse the Internet. Review your competitor’s websites as well as those outside your industry. Make a list of shopping carts that you find appealing and research them thoroughly before choosing one.

Copyright 2004 Danna Henderson. All Rights Reserved.

Danna Henderson started ZIP Baby in order to provide parents with comprehensive potty training information and a large selection of potty training products. For more information visit the ZIP Baby Potty Training Store .

Written by: Danna Henderson

Baby Clothes: 7 Money Saving Shopping Tips for New Parent

Baby Clothes: 7 Money Saving Shopping Tips for New Parent

Perhaps the biggest problem with baby clothes is that they don't last. Not because they wear out, but because your baby quickly out grows them.

It's important to plan your baby clothes shopping around the growth of your baby. If you don't, you could be wasting money.

Keep in mind these seven tips while you plan your baby clothes shopping:

1. Wear a Larger Size

People say babies grow fast, and they're right about that. You'll be wasting money if you buy perfect fitting clothes because they'll soon be too small. Buying a larger size will extend the amount of time your baby can wear them.

2. Make a Weather Prediction

Stop and think for a moment about clothes labels that state size in terms of a baby's age, such as 12 or 18 months. Then ask this question: "When my baby is X months old, what will the weather or temperature be like?" Get the answer to this question correct and you'll buy clothes that not only fit, but also will be appropriate for the season.

3. Find Easy To Put On Outfits

Sometimes you'll struggle to dress your baby into an outfit you want him to wear. Outfits that come in several pieces, button from behind or pull over the head may require more of your patience and time. Outfits that come in one piece, open in the front, have zippers, or snap buttons should be easier to deal with.

4. Have Enough for Emergencies

Food can drop on your baby's clothes while you're feeding him. If your baby becomes sick, he might throw-up on his outfit. When a messy accident occurs, you'll need a clean set of clothes ready for your baby to wear.

5. Save at The Clearance Racks

You can save a bundle at the clearance racks. Almost every type of store has these. In addition, if you wait for a big sale you can save even more. Some stores will also markdown the clearance item further at the cash register.

6. Accept Hand Me Downs

Your family and friends may want to give you their children's baby clothes. They may have new clothes that their baby didn't have a chance to wear. If you decide to accept what they are willing to give, you'll save yourself some money, especially if they have clothing you would have bought.

7. Exchange Old Clothes for Cash

Sell the clothes your baby no longer fits into on eBay. eBay is just an example. There are many other ways to trade your old clothes for cash. You may not make as much as you had originally paid for them, however, you'll at least earn some of your money back.

Summary

If getting the most use out of the clothes you buy for your child is important to you, then the seven tips in this article should help you accomplish this. Take these ideas with you the next time you go baby clothes shopping. You'll feel good about the clothes you buy for your baby and the money you're going to save.

Wanda Lam, a working mom, will show you how to save as much as 80% on name brand children clothes, shoes, accessories and more. Visit Baby Clothes Store to discover the bargains just waiting for new parents like you.

About the author:

Wanda knows how to find deals and bargains. She is a mom and homemaker and works full time in the pharmaceutical industry. She graduated with a degree in nutrition from a 4-year university.

Written by: Wanda Lam

6 Great Online Christmas Shopping Tips

6 Great Online Christmas Shopping Tips

Christmas shopping is no longer confined to the local mall or an annual catalog that happens to find it's way into your mailbox. Thanks to advanced technology, there is literally a whole world of shopping at your fingertips. The internet has revolutionized the way people shop and, besides, what better way to do your Christmas shopping than from the comfort of your own home. No longer must we suit up and weather the harsh winter days in the hopes of checking a few names off of our Christmas list. The store aisles, as we know them, are crowded and hectic.

But now, many store aisles are becoming virtual, a shopping cart is something you fill with images of a product and a checkout is something that you click on to confirm your order. Things have changed a lot in the past years and I wonder how many of us couldn't even imagine what life would be like without the convenience of shopping on the internet. There are several tips for online Christmas shopping, which can make the experience a smooth and pleasant one.

Online Christmas Shopping Tip #1: Be prepared

It's a good idea to start your shopping with a complete list. This will save you both time and money with having to go back and place a separate order later on. With most online stores, you pay a flat shipping fee. In some cases, if you spend a certain amount of money on your order, the shipping and handling fee is waived. It's always best to get everything you want, all at once, to save on shipping. Before you commit to buying from one store, shop around and compare prices on both the product and shipping.

Online Christmas Shopping Tip #2: The early bird gets the gift

If you want to get the best selection, begin your holiday shopping early. Internet stores generally carry large quantities of every item, but even they can sell out. As Christmas draws near, it becomes more difficult to find the exact item that you're looking for. There's nothing like finding the perfect item and seeing the words, 'Sold Out' written under the price.

Online Christmas Shopping Tip #3: Shop Safe

When ordering anything online, check product reviews if available. Always shop secured websites because you will be entering your credit card, or banking information, for payment. You don't want your financial information accessed by anyone else, which is why all secured websites let you know how they protect your data.

Online Christmas Shopping Tip #4: Wrap it up

If you're like most, there's not a lot of extra time around the holidays. If you need to save some time on wrapping, most online stores offer a gift wrapping service for a small fee. At some point during the ordering process, you may be asked if you would like to add gift wrap or a name tag. It's as easy as the click of a button, which is much easier than trying to tie the perfect bow.

Online Christmas Shopping Tip #5: Check Delivery Dates

When placing your order, check to make sure that the item is in stock or will be delivered in time for Christmas. Many times, especially near the holidays, items will go on a backorder status. It's not uncommon for an advanced order item to have a delivery date of January, so be sure to check the status of the items in your shopping cart, along with their expected delivery dates. Not only that, but it's also a good idea to check on the company's shipping policy and delivery time for in-stock items.

Online Christmas Shopping Tip #6: Christmas Cards?

With all the stuff going on in December it's easy to forget to send out Christmas cards to family and friends. But if you forget to send traditional Christmas cards in time all is not lost. In fact, there are some great sites and services online that will send your christmas cards out for you (saving you precious time). You can find services that are both free and paid, and services that send both digital and tradition paper Christmas cards.
About the Author

For some great Christmas card related resources check out http://cards.christmashub.com

Written by: Rosie Fletcher

5 ways to super savings internet shopping

5 ways to super savings internet shopping

Save at least 200 dollars for 1000 dollars of shopping– that is 20% of the total money spent. With common sense and little prudence you can save hundreds of dollars on your holiday shopping bills. From my past experiences, I have chosen the five best practices that will give you the maximum savings. Peruse them, put them into action and email me your numbers on savings.

Comparison Shopping:
Gone are the days when there was no easy way to compare the price of a product at different stores other than visiting the stores. In this new era of cyber-shopping, there are numerous options to compare the price of a product at different locations of the globe. With very little effort, internet would find the best and right price, at the right store for you to save big bucks.

A few days back, I was shopping for a Mini DV camcorder in the price range of $500 to $700. An ardent internet shopper, I researched on brands, their prices and decided to buy a JVC GRD200 Mini DV camcorder. It is (may be “it was”) my belief that Amazon.com delivers the best products at the lowest prices (It does sell the best products, but not at the cheapest prices – at least in this case). As always, I was poised to buy the product from Amazon.

The comparison on the price of this product (via www.shopping.com) revealed that the product was sold as low as $299.00. With further research I understood that the price was indeed 299 US dollars. Delaying no more, I bought the camcorder from this seller instead of my first option – to save only $400.

As I look back, it still perplexes me how I saved $400 on a single buy. Does it not surprise you when you cut down 400 dollars on a single item? Perhaps the most important thing I did was comparing the prices for this product on www.shopping.com. It paid!

Cognizant Shopping:
As a customer, your goal is to buy the best product at the cheapest price. Right?

You agree with me that it is not an intelligent idea to buy a product for 10 dollars when it is sold at 3 dollars less at the near by store. Neither do you accord it a savvy-shopping, to buy a product for 50 dollars when its price can be reduced by 10 dollars via the special store discount/coupon for the product.

Many of us do not realize the power of coupons. They hold tremendous potential for huge savings. Depending on how you use them, a coupon for 10 dollars for every 50 dollars would save 40 dollars over a period of month, assuming shopping once a week. Extrapolating, it is a 200 dollars savings over a 1000 dollar shopping-money. A typical Christmas shopping would amount to these numbers easily.

Although the example seems to be ideal, it resonates the ideas of retails stores like JC Penny or Sears, whose holiday-shopping-placards read “$10 off for every $50 shopping – JC Penny”, “$35 off for every $250 spent on electronics – Sears”. Get into the habit of using the coupons whenever possible to appreciate the savings accumulating into your pockets.

Selective Shopping:
Depending on which state you buy the product from and which store you buy it from, you may or may not be charged a sales tax. If the sale is exempted the sales tax, it is a savings of 6 percent to 9 percent of total sale amount. Each seller clearly indicates if a sales tax would be applied on the sale in the geographical location. Thus, a little cautiousness would translate to a savings as high as 9 percent.

On the downside, you may have to pay for the shipping for the product which in most cases would compare less to the total of sales tax. And, by the way, due to the immense competition among the internet-sellers, you may end up making a bargain by not paying the taxes and not paying for the shipping either. Free shipping – as it is called, is common on many internet sites these days. For an item priced at $1000 you would save as much as $90 as sales tax savings – all you do is pick the right seller.

Early Shopping:
Planning on shopping near the beginning of the season will give you ample time to compare the prices on the product at various sellers. During this process, you will form a ballpark estimate of the item.

Let me remind you that the variation of the price can be any where from few dollars to few hundreds of dollars depending on the original price of the product, which makes it necessary for you to do this homework as to know the kind-of best price before you finalize on buying the product.

In addition, sellers usually hike the prices as the holiday season approaches so that they can display higher discount-numbers on their sale-advertisements. The higher discounts not only attract more customers but also compensate and compete the prices for the similar items at other stores. The fact is, even when you see greater discounts, you would not realize tangible savings around the holiday season unless you end up getting an early bird discount. I am somewhat reluctant to say this is true all the times, but is the case in several occasions.

Team Shopping:
Like in a workplace, collaborative shopping produces amazing results. You are not mandated to go to a shopping mall as a team, but exchanging ideas and information as a team would be advantageous.

Talk to your friends about their experience buying a similar item in the past. Gather information about the quality of the product, prices at different stores, seller reputation, etc that play a vital role on your buying-decision. Moreover, ask your friends and relatives if they could share any discount coupons. If preferred customer, they would share the coupons with you, which in turn would give you the opportunity to cut down on the final price. Beware that some sellers distribute non-transferable coupons in which cases you need to be creative to maximize your savings.

So finally:
These ideas only scratch the surface of the iceberg. You can get innovative and creative to find the best deals on the market. Websites like www.techbargains.com, www.ecoupons.com, etc are some of the few sites that gather information about the greatest deals of the day. Internet has many such great money-saving ideas.

Armed with this information, I am sure you would be able to craft a good plan which would save you many dollars each shopping trip. If you are meticulous enough, you would save at least $200 for every $1000 dollars spent. I guarantee it. If you deny my proposition or have a different opinion write to me and I will help you see the potential of putting the above facts to work.

About the Author

Prasad Kopanati is the Vice President of XemanteX Inc. http://www.xemantex.com, an internet company offering language related services. You can reach him via email at team@xemantex.com.

Written by: Prasad Kopanati

5 Tips for Online Shopping

5 Tips for Online Shopping

Shopping online has become more and more popular in America as we are all looking to save a little time and money. E-commerce sales are growing at astronomical numbers ranging from 20-25% per year. And according to Forrester Research, 40% of households are using coupons in their web shopping. The huge increases are obvious: the online savings and discounts are impossible to match by traditional stores constrained by the overhead costs of employees, rent, and insurance. By using some of the tips and tricks mentioned below, you’ll be able to take further advantage of a new American pastime: saving with online shopping!

Tip #1: Don’t buy Ebay. We all know online auctions seem like such a great deal, and it’s easy to get caught up in the emotion of auction. Thing is, auction sites like Ebay and Ubid have become saturated with buyers AND sellers, so virtually any discount found is quickly sought by re-distributors who then add their own markups to your purchase. The online marketplace has enough people out there that you can end up spending hundreds of extra dollars for the same things found in your local mall! Don’t let your emotions get involved – these are not the right places for the aware shopper.

Tip #2: Never pay retail. Take this scenario: You find something you want to buy, maybe the latest craze or fad such as the Ipod. Should you really pay the price that Apple is offering? No! You can find many deals and coupons for the same purchase just by typing, for example, “ipod coupons” into Google. Spend a little time searching through the top ten to twenty results, you’re sure to find the same product for a significant discount. Sometimes, by filling out a survey or signing up for an email list, you’ll get additional savings and many times you can even get your product for free!

Tip #3: Get over your instant gratification desire. Just admit it, buying something always gives you a good feeling and you can’t wait to take pleasure in that new purchase. Anything you’re buying at the mall for that same good feeling can usually be found for a huge discount online. You just have to be willing to wait for the short 2-5 days that it takes for shipping. It’s definitely worth the savings to able to control your emotions and hold off until it arrives via UPS!

Tip #4: Watch out for excessive shipping charges. Many times retailers slash their costs to get the sale but then charge more for shipping. Make sure to check the final cost to ensure you didn’t receive any unwarranted charges. You should also find a free shipping deal at any of the online coupon sites. Sometimes the shipping can cost more than your purchase!

Tip #5: http://www.couponchief.com”>Online coupons : Were you aware of online coupon websites that have discount and promotion codes to nearly all internet stores? These types of websites always have up to date discount offers arranged by category or store, so you can always find something on sale. It’s not only a way to get a good deal but you can also find some of the free shipping offers listed in tip #4. Just be careful to check for a coupon code before making any internet purchase. It’s a simple way to find extra savings.

About the Author

http://www.couponchief.com”>CouponChief.com provides free online coupons, deals, and discount offers to hundreds of internet stores. They update their coupons daily and offer a free newsletter to savvy shoppers.

Written by: Melanie Breeze

3 Little Known Tips for Shopping for Craft Supplies Online

3 Little Known Tips for Shopping for Craft Supplies Online

Let me ask you a question. Did you ever think that the internet would become so powerful and pervasive, that even craft supplies would turn into big business online? Neither did I. But it's true. You can actually find just about any type of craft supplies that you are looking for if you look hard enough through the different search engines (or your local retail store). However, there are a few big sites that you might want to peruse the next time you are considering buying craft supplies.

1)Amazon. Amazon has recently (during the last few years) expanded their reach into the far corners of the internet. By this, I, of course, am referring to the fact that a lot of online merchants sell through Amazon.com's website. If you are searching for 'leather craft supplies,' Amazon might not have what you are looking for in stock. However, Amazon might have a partner retailer who sells their leather craft supplies and lists their goods on Amazon. Consider Amazon like a giant retail search engine that lists items from all sorts of different companies besides themselves.

2)Ebay. Ebay is a great place to find close out merchadise. By this, I mean that companies go bankrupt and have fire sales. A lot of these sales have moved online and therefore you might be able to get a really good deal on some merchandise that is being auctioned off on the world's biggest auction site.

3)Retailers' own websites. Many of the well known craft sites like Michael's have their own websites. These sites often have great bargains on merchandise that's also found in their retail stores. However, even these retailers need to occasionally close out some big lots of merchandise. The web is a perfect place to do exactly that. With no real overhead costs (besides the website's operation), many of these big retailers will use the web to move a large amount of product really quick. Of course, the retailer needs a mail order, or store pickup, set up to do this, but most do. Check your local retailer's website, you might be surprise.

There is a lot more to craft supplies' shopping than first meets the eye. Learn all about how to shop for crafts, there is an entire world waiting for you online.

About the author:

Amy Metz is author of "The Craft Supplies Insider's Guide." Pick up your copy at http://www.onlycraftsupplies.com.

Written by: Amy Metz

21 Questions to Ask Before You Buy Any Shopping Cart System

21 Questions to Ask Before You Buy Any Shopping Cart System

21 Questions to Ask Before You Buy Any Shopping Cart System by
Tom Antion

Once you've decided which product your going to sell online, the
next most important decision you'll make is which shopping cart
system to buy. It is perhaps the most important single decision
you'll make in your online marketing career. This is because:

* You're sort of stuck with the decision for a long time.

* If you buy into a system that isn't adequate, it can cost you
money. BIG money.

* There are hundreds, maybe thousands, of off-the-shelf
alternative products out there vying for your money, time or
both.

* Even if you decide you've made a mistake, switching shopping
cart systems is really difficult.

I know. I learned the hard way. When I started in this business I
couldn't find a decent shopping cart program so I rolled my own.
What a headache. In the process of living with that monstrosity
- - and shopping for a suitable replacement -- over the last
couple of years, I've come up with something I think you'll find
useful.

Here are 21 questions you absolutely, unfailingly MUST ask anyone
trying to sell you a shopping cart, custom or otherwise. If you
don't hear good positive answers to the vast majority of these
questions, put your wallet back into your pocket and move to the
next choice. Don't get stuck with a crappy shopping cart. (If you
want to know even more about this subject, you can download a
free eBook "How to Pick a Shopping Cart System That Makes You
Money," from my site at http://www.public-speaking.org/ebook.htm
You can even redistribute that book to others if you want to
share these insights!)

1. Will it calculate shipping & tax?

2. Does it handle specialized shipping like FedEx and UPS?

3. Will it deliver hard goods and soft goods (digital products
like ebooks & in the same transaction?

4. Does it offer customizable "Return to Shopping" pages without
needing custom programming?

5. Does it allow you to make special offers?

6. Does it deliver receipt and confirmation emails?

7. Does it allow multiple order and dropship emails?

8. Does it have a Web-Based administration page?

9. Does it use encryption technology?

10. Does it deliver easy output to your accounting software?

11. Does it have its own associate program or is it easily
compatible with other major brands of associate software?

12. Does it have integrated upsell modules?

13. Does it have an integrated sales and prospect database?

14. Does it have broadcast email capability?

15. Does it have mail merge capability?

16. Can it handle coupons and other discounts?

17. Can it work for multiple websites with no extra fees?

18. Does it have unlimited and fully integrated autoresponders?

19. Does it have ad tracking tied into actual sales?

20. Does it have a pop-up box builder?

21. Does it have a printable off-line order form?

============================================
Tom Antion is an Internet Marketing expert who really makes money
on the Internet . . . he's not giving a book report. Tom is the
founder of the infamous "ButtCamp" seminars where you learn to
make money sitting at home on your rear end. Contact him at
mailto:tom@antion.com or visit http://www.antion.com or
http://www.GreatInternetMarketing.com

About the Author

Tom Antion is an Internet Marketing expert who really makes money
on the Internet . . . he's not giving a book report. Tom is the
founder of the infamous "ButtCamp" seminars where you learn to
make money sitting at home on your rear end. Contact him at
mailto:tom@antion.com or visit http://www.antion.com or
http://www.GreatInternetMarketing.com


Written by: Tom Antion

10 Tips to Improve Your Shopping Cart

10 Tips to Improve Your Shopping Cart

Whether you call it a shopping cart, a basket or a bag, the process of completing a purchase on your site has to be as simple and pleasant as you can make it. And you MUST offer the assurances your customers need to reduce their security concerns.

1. Let customers know where they are in the process. Number the steps in the checkout process, and clearly label the task for every step. Allow shoppers to review what they did in previous steps and return to the current step if they do go back.

2. Include a link to the product detail page. Shoppers may want to make sure they selected the right item before they
complete their purchase. They shouldn’t have to navigate using their “BACK” button.

3. Add pictures in the shopping cart.
Including a thumbnail image of the product within the shopping cart has been shown to increase the conversion rate by as much as 10 percent.

4. Make the next step obvious.
Include prominent "Next Step" buttons on every checkout page. Be sure that the button you want shoppers to click on is the most obvious item on the page.

5. Make changes easy.
It should be simple for shoppers to change the quantity or delete items from their shopping cart.

6. Keep it friendly.
If information is missing or incorrect, provide an error message that helps the shopper understand the problem and how to correct it. But never blame him for making a mistake.

7. Reassure your customers.
Shoppers’ concerns increase during the checkout process. If they have a problem with the checkout or feel uncomfortable
using their credit card online, display your toll-free phone number so they can still complete their purchase. Link to
warranties, shipping costs, and return policies.

A clear summary of your privacy practices also reassures shoppers. Nobody reads or understands those endless legal policies, so if you need a legal document, link to it from the summary.

8. Don’t ask for information that’s not necessary. Make the checkout process as brief as possible. If you do request
non-essential information make sure that required fields are clearly marked and placed at the top of the page.

9. Include third-party reinforcement.
Truste, Verisign, Better Business Bureau and credit card logos help customers feel more secure, as do “real” testimonials.

10. Use an exit survey.
If a shopper abandons the checkout process, offer an incentive to complete an exit survey. She may tell you why
she didn't complete her purchase— very valuable information!

About the Author

Barry Harrison is the author of "REDiTIPS"
eMarketing Newsletter and a partner in Resolve Digital,
Web Strategies for the Real World.

Visit his site at http://www.resolvedigital.com or
mailto:barry@resolvedigital.com


Written by: Barry Harrison

10 Smart Shopping Tips To Protect Your Family From Getting Sick

10 Smart Shopping Tips To Protect Your Family From Getting Sick

Prevention of food poisoning starts with your trip to the supermarket. Here's how to start off safely.

1. Pick up your packaged and canned foods first. Buy cans and jars that look perfect. Don’t buy canned goods that are dented, cracked or bulging. These are the warning signs that dangerous bacteria may be growing in the can.

2. Look for any expiration dates on the labels and never buy outdated food. Likewise, check the "use by" or "sell by" date on dairy products such as cottage cheese, cream cheese, yogurt, and sour cream and pick the ones that will stay fresh longest in your refrigerator.

3. Check eggs, too. Choose eggs that are refrigerated in the store. Before putting them in your cart, open the carton and make sure that the eggs are clean and none are cracked or broken.

4. Raw meat, poultry, and seafood sometimes drip. The juices that drip may have germs. Keep these juices away from other foods. Put raw meat, poultry, and seafood into plastic bags before they go into the cart. Separate raw meat, poultry, and seafood from other foods in your grocery shopping cart and in your refrigerator.

5. Don't buy frozen seafood if the packages are open, torn or crushed on the edges. Avoid packages that are above the frost line in the store's freezer. If the package cover is transparent, look for signs of frost or ice crystals. This could mean that the fish has either been stored for a long time or thawed and re-frozen.

6. Check for cleanliness at the meat or fish counter and the salad bar. For instance, cooked shrimp lying on the same bed of ice as raw fish could become contaminated.

7. When shopping for shellfish, buy from markets that get their supplies from state-approved sources; stay clear of vendors who sell shellfish from roadside stands or the back of a truck. And if you're planning to harvest your own shellfish, heed posted warnings about the water's safety.

8. Pick up milk, frozen foods, and perishables (meat, poultry, fish) last. Always put these products in separate plastic bags so that drippings don't contaminate other foods in your shopping cart.

9. Drive immediately home from the grocery store. This will give cold or frozen food less time to warm up before you get home. If the destination is farther away than 30 minutes, bring a cooler with ice or commercial freezing gels from home and place perishables in it.

10. Save hot chicken and other hot foods for last, too. This will give them less time to cool off before you get home.

Copyright (c) Terry Nicholls. All Rights Reserved.

Terry Nicholls is the author of the eBook "Food Safety: Protecting Your Family From Food Poisoning". For more tips like these, and to learn more about his book, visit his website at http://tinyurl.com/3fr2t

yourguides@cogeco.ca

Written by: Terry Nicholls

10 Tips For Shopping For Weight Loss

10 Tips For Shopping For Weight Loss

Copyright 2006 Donovan Baldwin

Everybody is different. What works for your friend might not work for you, or might work better for you. Therefore, these suggestions for shopping for weight loss are presented as helps, and I hope you will find something of use to you. With just a little thought and creativity, you should be able to come up with several more tips yourself.

1. Always use a list when you shop, and stick to it. Almost any other food item you put in the buggy will be something that does NOT fit in to your weight loss plan.

2. Plan ahead. Decide what your meals are going to be, and what ingredients you will need. Include portion sizes in this planning. If you just buy a pack of steaks, you will probably cook all those steaks at once and there is a chance they may be eaten all at once. Planning your meals will help you prepare your shopping list. Plan also for meals such as lunches you carry to work.

3. Take someone with you who you can trust to be on your side. By "on your side", I mean, of course, someone who understands and supports your weight loss goals. While this person should be aware of what you are trying to accomplish, YOU must understand that they ARE trying to help you, and YOU must give them permission to express their honest thoughts about purchases you are making...especially if you are deviating from your list.

4. Have this trusted friend or family member HELP you draw up your shopping list.

5. Always eat before shopping. It is a fact that shopping when hungry increases your tendency to put extra items in your shopping cart.

6. Learn to read the labels. Almost every food you buy has a label outlining nutritional content and levels. Knowledge of nutritional needs is important, but does not need to be daunting. Basic information is easy to obtain.

7. Avoid convenience foods. Most have additional calories, fats, or carbohydrates. Although they may taste great, this is often a direct result of those very attributes.

8. Plan PREPARED meals. Cook from scratch. Not only will you probably enjoy the meals more, but having to prepare a meal helps prevent you from indulging yourself with a quick and easy snack or meal.

9. Avoid buying "empty" foods. These are foods such as chips, cookies, or candy. An apple may have as many calories as a piece of candy, but it contains a much higher level of nutrition, and provides factors such as fiber, for example.

10. Buy foods you really like. Eating in a healthy manner does NOT have to be a boring or unrewarding experience. Types of meals enjoyed in Japan, for example, can be tasty and a different and inviting experience, but they can also be very good for you. Again, be aware of portion sizes. Just because it is "good for you" doesn't mean you ought to go back for seconds or thirds.

There you are, 10 hints for shopping for weight loss. Since portion sizes was mentioned twice, let me leave you with this thought. Most Americans eat portions much larger than recommended sizes. A discussion of portion size is more than can be incorporated into this small article. However, people in France tend to eat very rich foods yet do not have the obesity problems found in America. People in Japan who eat a traditional Japanese diet tend not to have an obesity problem such as is found in America. As diverse as these two cultures and their diet are, a common factor is portion size. They typically eat much smaller portions than Americans.

About the author:

The author's interest in fitness and health began in 1970 when he first read Dr. Kenneth Cooper's "Aerobics". Find more weight loss tips at http://nodiet4me.com . You can find additional articles on fitness, health, and weight loss at http://nodiet4me.blogspot.com .

Written by: Donovan Baldwin

10 Inside Tips to Saving Money and Making the Most of Your Retail Shopping Experience

10 Inside Tips to Saving Money and Making the Most of Your Retail Shopping Experience

In addition to running my regular consulting business, I also work part-time as an Ad Set Supervisor for a national retail store. During this time I have learned many of the ins and outs of the retail business and how to get the most bang for my buying dollar. If you follow these same ten tips I guarantee that you too will save more money. Following are ten of the best inside tips I’ve learned about the retail world since becoming part of it.

1.How to Get the Best Clearance Price in Stores
In most retail stores, clearance is marked down at the beginning of the month. And for stores that use the tiered clearance system, where items fall in price as the month progresses, you will find that the best time to get the lowest price for a clearance item is toward the end of the month.

2.Yellow Tag, Red Tag Clearance Method - When the Best Price Isn’t Always the Final Clearance Price
Stores that use the yellow tag to red tag clearance method also use a tiered system to incrementally mark down items on clearance. Generally, items are placed on clearance at the beginning of the month and will be gradually marked down as the month progresses. Any remaining yellow-ticketed items are then red ticketed for final clearance at the beginning of the following month. Because this system is percentage based, when the yellow-ticketed price drops to its lowest percentage off (usually 50% off the yellow-ticketed clearance price) makes this the best item to buy. This way you can save as much as 80% off the regular price of an item. However, if you wait until the same item is red-ticketed for final clearance, you will pay a higher price and only receive about 50-60% off the regular price. This is a clearance strategy used by many major retailers.

3.Too Early/Too Late For a Great Sale – Not Anymore
Most retail stores have an unpublished policy that allows customers to receive the sale price for an item either a day before or a day after the begin and end dates of an advertised sale. You just have to ask to receive the sale price.

4.Price Adjustment – Too Late, Not Necessarily
Most retailers have a published policy allowing customers a specific timeframe to receive price adjustments and an unpublished policy that actually extends this timeframe anywhere from 7 to 14 days. Even if you are outside the official timeframe for a price change, make the request, as most stores will honor the adjustment based on the unpublished policy and because they won’t risk losing a customer.

5.Buy One, Get One Free and Buy One, Get One ½ Off Sales (BOGO) – Great for the Retailer, Bad for the Customer
The national retail store I work at part-time as Ad-Set Supervisor usually has a Buy One, Get One Free, and Buy One, Get One ½ Off Sale, also know as BOGOs, twice every sale cycle (12 weeks). It always amazes me how many people flock to the store for these sales because in the retail industry, these are known to be one of the worst sales for customers. How? By breaking the numbers down one can quickly see just what I mean. Let’s say you need a pair of jeans and find that there is a BOGO sale at your favorite store offering you ½ off the second purchase. If you paid $20.00 for the first pair and $10 for the second pair (since it was ½ off) your total purchase amount on two pairs of jeans is $30.00, with an overall savings of $10.00 or 25%. But more than likely, these same jeans usually go on sale for 30 to 40% off during one of the store’s regular sale events. That means if you had purchased these same jeans during a regular 30% off sale you would have paid $14.00 per pair or $28 for two pairs a savings of $12.00, or 30% off saving you an additional $2.00 than the BOGO Sale. At 40% off you would have paid $12.00 per pair or $24.00 for two pairs, or 40% off saving you an additional $6.00 than the BOGO Sale.

Buy One, Get One Free Sales are only good if you plan on purchasing two of the same items anyway. Otherwise, they force customers to purchase more than they had planned causing them to bring home two items they only wanted one of in the first place. A way around this dilemma is to shop with a friend or relative who intends to purchase the same type of item that you are going to purchase. Stores love these sales because it is a way of getting customers to spend more money, reduce store inventory quicker, and increase sales figures.

6.Shopping Day Savings Passes, Just Ask
Several national retail stores offer Shopping Day Savings Passes, coupons offering the customer anywhere from 10-20% off every purchase made throughout that day. These “savings passes” are available at customer service desks. All you need to do is ask. One large retailer that offers these passes is Macys.

7.Those People with the Scanners – They Know More Than You Think
Ever go into a store and see some of the associates with a scanner scanning items? Well, more than likely those are “Ad Setters” responsible for placing sale signs for upcoming sale events. Almost every store has an Ad Set Crew. Some stores have the Ad Set Crew set ads for upcoming sales after store closing. Most, however, have the Crew start setting ads a few hours prior to closing. Shop during these hours and seek these people out. Why? They are the most knowledgeable about what store sales are the best for customers and when these sales are going to occur since they know about upcoming sales weeks in advance. If you are wondering if an item you are interested in purchasing is cheaper during the current sale or cheaper during an upcoming sale, they can usually scan it and tell you. I have helped countless customers save this way and then proceeded to tell them about the day prior, day later rule covered in tip number three. Most regular sales associates don’t have this inside information about upcoming sales, nor do they have the ability to find out what upcoming sales prices are going to be on items - that’s why you need to speak to an Ad Setter.

8.Imperfections = Discounts, Even Packaging
Everyone probably knows about getting an additional discount on imperfect merchandise, but many don’t know that imperfect packaging gets the same discounts. The store I work at, like most stores, has a policy that allows at least an additional 10-20% discount on damaged items. Even if the only damage is to an item’s packaging, we gladly give this discount when someone asks. As a result, I have learned to purposefully seek out items that have damaged packaging and to always ask for this extra discount. To date, I have always received it. Being willing to purchase items with damaged packaging creates a win-win situation for both customers and the store: the store gets rid of slightly blemished items and customers save money.

9.Forgot Your Extra Savings Coupon – No Problem, Just Tell the Cashier
Many stores send out extra savings coupons to holders of their credit cards or loyal customers on their mailing list. Sometimes, however, customers get to the register only to realize that they forgot to bring their “Extra Savings Coupon” with them. If this happens to you, no problem, since most stores have a policy granting the discount to the customer anyway just by telling the cashier that you forgot your savings coupon.

10.The Clearance Merry-Go-Round
Most stores have what is called “back stock.” This usually refers to clearance items that have not sold during the previous season’s clearance sales. These items are placed in a designated area in the stockroom and then brought back out onto the sales floor during a store’s next seasonal clearance event. For example, January and February are two good months to find last season’s bathing suits on clearance in many stores. May and June are good times to find heavy coats and leather jackets at rock-bottom prices. I know our store does this routinely, and have found this to be true for several other major retailers as well.

I hope you are able to save tons of money as I have by using these ten tips. Prior to working in retail I would have considered myself a frugal and smart shopper but have since become even better and saved more. By learning the ins-and-outs of the retail world and by using these tips, I now pay less for brand-new brand-name clothing, shoes, accessories, and home goods than I had previously paid at thrift stores and I hope you do too. Happy Shopping and Saving!

About the Author

Jona is an instructional designer, web and graphic designer, and technical and business writer. When she isn’t working on client projects, she can be found updating her personal project, www.simpleandfrugal.com, a website dedicated to those seeking to simplify their lives. Jona has been practicing simple living/voluntary simplicity for over 10 years and is available for speaking engagements. Contact her at simplefrugal@fuse.net.

Written by: Jona E. Kessans (Simple & Frugal)

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